Fixed income "+"fund product is a very popular concept, and there are more and more fixed income products on the market. The "fixed income+"product is a bond-based warehouse. Most positions choose stable fixed assets, lock in the bottom income, and have a certain proportion of equity positions. They hope to choose stocks and convertible bonds to improve the income space, and seize high-certainty opportunities such as convertible bonds to increase income.

The "+"of fixed income mainly includes two types of products: secondary bond funds and partial debt hybrid funds, in which the stock position of secondary bond funds is up to 20%, and the stock position of partial debt hybrid funds is usually up to 30%.

It is said that "+"products are good. How much profit can I get if I buy related products?

In different market environments, the benefits of "+"products are different.

In the market where the stock market is booming and the bond market is declining, the fixed-income "+"products mainly balance risks and improve income elasticity through stock positions. Historically, the average annual growth rate of partial debt funds in the two types of fixed income "products" is 8.79%, and the average annual growth rate of ordinary secondary debt base is 5.66%.

In a market where both the stock market and the bond market are booming, the secondary debt base in "fixed income+"products has an average annual increase of 8.65%.

At this time, the performance of fixed income "+"products is also ideal. While the income outperforms the bond fund, the volatility retracement is smaller than that of the stock fund, and the investment experience is better.

In the market where the bond market is booming and the stock market is falling, the "fixed income+"strategy gives full play to the attribute of partial debt, strives for stable income through the bottom debt, and reduces the investment in equity assets, which is similar to ordinary bond funds in terms of income.