20 18 The popular debt base is short-term pure debt fund. Considering the excellent performance of 20 18 short-term pure debt fund, the current performance is likely to overdraw the future income. Generally speaking, the return of bond funds is negatively correlated with the risk-free rate of return in the market. If the risk-free rate of return in the future market is limited, then now is not a good time for us to invest! Although many media publicize that the short-term pure debt fund is an "alternative version" of the money fund, it is possible for the short-term pure debt fund to lose money under special circumstances.