How much money you can earn by buying a fund depends on the rate of return of the fund, which is about 3% for money funds, 4%-5% for bond funds and 10% or even 100% for partial stock funds. Take the annualized rate of return of 4% in the current fund market as an example. 11The fund income that can be earned in one thousand years is about:1ten thousand * 4% = 400 yuan.

There are many types of funds, such as money funds, stock funds and hybrid funds. Different funds have high and low returns and high and low investment risks. When choosing to buy a fund, you should clearly understand the rate of return and risk level. The higher the general rate of return, the greater the risk.

Extended data

Operation skills:

1, see the market outlook before operation.

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.

2. Switch to other products

Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.

3. Regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.