Hello, there are many deviations in your understanding, which will make you more excited to pay dividends. Dividends do not mean that you bought 1 ,000 yuan (for example), and will give you 1 ,000 yuan at the end of the year. The dividend money was originally your own, and the ending is as follows. This is an example for you to understand.

At the beginning of the year, you bought a fund of 1 0,000 yuan. At that time, the fund was 1 yuan, which means that you bought 1 ,000 copies (note that the unit of the fund is one, not one). By the end of the year, the net value of the fund has risen to 1. 1 yuan, that is to say, you have 65438 copies. Then you earned 100 yuan. The dividend of the fund this time is 0. 1 yuan, so your dividend income is1000× 0.1=100 yuan, but how much money is left in your fund account? At present, the net fund value is1.1-0.1=1yuan, and you have 1000 copies, so you have 1000 yuan in your fund account.

You should have graduated from college, and you should be able to understand it.

Simply put, dividend is to share your money with yourself. In fact, it doesn't matter how much you score or how much you earn, so we should treat the temptation of dividends correctly.

Funds can be bought in the business departments of banks or securities companies. They are all collection agencies of fund companies.

I made a fixed investment in CCB, and the minimum monthly amount varies according to different funds, but most of them are from 100 yuan, and of course a few are from 200 yuan, or even more.

CCB has no fixed investment term, so you can stop at any time, usually once a month, but not twice a month. For example, you made a fixed investment in September, but you have some spare money later in September. If you make a fixed investment again, you won't deduct it. You can only wait until next month, hehe.

I recommend some for you.

Harvest Service 070006, Wu Dong Strategy 580005, Harvest Strategy 0700 1 1.

To tell the truth, there are still good funds, but some can't be purchased by customization, because the management scale of funds can't be expanded indefinitely. Everyone wants to buy a good fund, but it is not easy for fund companies to manage a fund that is too big. In fact, there is a lot of knowledge in it. You can borrow some books from the library when you are free, which will certainly benefit you a lot.

If you don't understand anything, you can ask me again. Use Baidu. Hi, hehe, waiting for you.

I am a student at school, and my score in the fund classification is 123. You can trust me, hehe.