Yes Many JD.COM IOUs users will receive fake customer service calls, and can accurately report the caller's name, ID number and other private information to gain the trust of users. Subsequently, they claimed that according to the latest online lending regulations, users were forbidden to apply for credit lines and loans from financial platforms, and financial companies were ordered to rectify, so as to require the victims to cancel their JD.COM IOUs accounts, so as not to affect the credit investigation.