Bank of Communications credit cards cannot be transferred, but all credit cards do not support transfers.

1. There are two types of money in Bank of Communications credit cards: 1. Credit limit funds.

2. Overpayment is money deposited in excess of the credit limit.

Transferring money at the counter is equivalent to cash withdrawal, and a certain handling fee will be paid.

However, if it is an overpayment, you can withdraw it first without any fees, and then use cash for cardless deposit or remittance. An ID card is required for remittance.

2. Features of Bank of Communications Credit Card 1. Bank of Communications Credit Card captures the "local and global" dual advantages of Bank of Communications and HSBC: Bank of Communications has a vast channel of more than 2,600 branches in more than 130 cities in China; and the second largest credit card in the world

The intensive banking network system of financial institution HSBC around the world makes this "Chinese's global card" shine and brings a unique card-using experience.

2. Bank of Communications Credit Card is not afraid of hardship and innovation, and has been committed to providing better services and creating a better life for cardholders, making unremitting efforts to help more Chinese people enjoy world-class benefits more easily.

Extended information: Bank of Communications credit card interest regulations: For non-cash transactions of Bank of Communications, the period from the bank accounting date to the due repayment date is the interest-free repayment period.

The interest-free repayment period is as short as 25 days and as long as 56 days.

During this period, as long as you repay the current balance due on the current statement in full, you will not have to pay any interest on the funds advanced by the bank to the store for non-cash transactions.

The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date, he can repay according to the minimum repayment amount stipulated by the card issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is

The amount is 10% of the consumption amount plus other various payables.

The minimum payment is listed on the current bill.

Bank of Communications adopts the revolving credit interest calculation method.

Revolving Credit: A revolving credit is a small, unsecured loan with daily interest.

You can decide the repayment amount according to your own financial situation every month before the due date of the current credit card bill.

When the amount you repay is equal to or higher than the minimum payment on the current bill.

When the interest is lower than the amount payable in the current period, the remaining deferred payment amount is the revolving credit balance.

Revolving credit is a very convenient loan tool that not only allows you to enjoy the convenience of swiping a credit card, but is also a good choice for easy financial management.

If you choose to use revolving credit, you will not be able to enjoy the interest-free repayment period in the current period.