1. Insured employees can check the balance by phone;
2. It can also be handled at the issuing bank or hospital or pharmacy designated by the medical insurance card;
3. You can also log in to the social security inquiry system online.
Generally, chronic diseases cannot be inquired on the medical insurance card, which can provide balance inquiry and transaction inquiry. The inquiry of medical insurance card transaction is as follows:
1. Insured employees can print medical insurance card transaction records at the designated card-issuing bank with their ID cards and medical insurance; Including personal account payment records and consumption records;
2. If you have any questions about the transaction records, you can go to the counter of the card-issuing bank outlets or consult the local social security office.
Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.
legal ground
People's Republic of China (PRC) social insurance law
Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Article 24 The state establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council. Article 25 The state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.