CCB Currency B is safe. Generally speaking, the money fund contract does not guarantee the security of the principal, but in fact, due to the nature of funds, the money fund has the lowest risk among all kinds of funds, and there are few cases of principal loss in reality. Generally speaking, the money fund is regarded as cash equivalent, and CCB money market fund is a money fund wealth management product issued by CCB. Through quantitative and qualitative analysis, the fund manager will comprehensively evaluate the trend of interest rates in the money market, the risk-return level and liquidity characteristics of generic assets and securities, and then formulate the investment strategy of the fund.

1. CCB currency B is safe.

Specifically, it includes short-term fund interest rate trend forecast, portfolio remaining term adjustment strategy, bond term allocation strategy, generic asset allocation strategy, variety selection strategy and trading strategy. Short-term capital interest rate trend forecast Short-term capital interest rate is the price of various trading tools in the money market. When analyzing and forecasting the change of short-term capital interest rate, the Fund focuses on factors such as monetary policy and fiscal policy orientation, expected inflation rate, open market operation, market capital supply and demand, and analyzes the changing trend of short-term capital interest rate.

The second is short-term bond varieties.

Sensitivity to interest rate changes is different. In order to make the overall portfolio get higher returns, the manager will adjust the remaining term of the fund portfolio based on the judgment of the trend of interest rate changes. Bond maturity allocation strategy For bonds with the same credit rating, the investment value of bonds with different maturities can be reflected by the change of yield curve. Based on the analysis and judgment of the change of yield curve, the Fund will flexibly adopt the corresponding asset term allocation strategy.

To sum up, the generic asset allocation strategy is based on judging the reasonable spread level between various interest rate term structures and short-term bond term structures with active national credit rating, and combining the market capacity, credit rating and liquidity characteristics of various generic assets, managers determine different generic allocation proportion ranges in different market periods.