What about buying at a high level?
1, decisively cut the meat
There is no way, and it is the best way. Stop loss decisively and promptly when you are not optimistic. If you run fast, you can reduce the loss. If you run slowly, you may sell at a low price.
However, in the process of fund investment, we have always emphasized optimistic about the long-term income of the fund. The premise of all decisive cuts is that the comprehensive performance of this fund is not optimistic, or the fluctuation brought by this fund has reached the point where you can't sleep at night. If it is only caused by short-term market fluctuations, we must wait and see and take other measures.
2. Fund conversion
In the process of investment, few people take the measures of fund conversion. If you are not optimistic about the fund, you can start with another one through fund conversion, which can help us save transaction costs such as redemption fee and subscription fee for fund repurchase. Moreover, fund conversion can shorten the confirmation time of fund transactions, and for another promising fund, you can get on the bus in the fastest way.
Step 3 continue to hold
Ignore short-term performance fluctuations and continue to hold until the fund returns to its original value, firmly believing that time is the best medicine. As long as you don't sell the fund, it is a floating loss. After a long time, it will naturally return to its original. This is one way, but it is not the best way, and the process may be longer. If it can be regarded as compulsory savings, it is not a short-term loss, but also a coping style. The market is unstable.
4. Fixed investment and jiacang
If the fund you hold is bought at a high level and then starts to fall, which is caused by market fluctuation, then you can choose to increase your position by fixed investment. When the fund is at a low level, it is the time to add positions. At this time, you can buy more fund shares at a lower cost, which can effectively share the cost, so that when the fund starts to rise, you can return to its original position without waiting for the fund to rise back, and you can start making money when the fund rises to its original position. This is the famous smile curve of fixed investment.
5. Establish a portfolio.
This operation is to be taken when we start investing. Investing in the market in the form of product portfolio can balance different products. When one sector falls, another sector may rise, which can make up for the loss. The most important thing to build a portfolio is to reduce the correlation. You can choose funds of different fund types and different fund companies. The lower the correlation, the more obvious the effect of risk diversification.