Buying a fund for a long time, whether it will be deducted or not, will not lose all the principal of the fund's investment under any circumstances, because the fund has a liquidation mechanism. Generally speaking, the net value of the fund will not be lost to 0 yuan. When the net value of the fund falls to 0.3 yuan, the fund will trigger the liquidation of the fund. After the fund is liquidated, all the remaining assets can be discounted, and then some funds can be returned according to the share held by investors, so the fund will not lose all the principal anyway.

When will the fund be bought?

Long-term investment funds generally buy in bear market, sell in bull market, and short-term investment funds generally buy on dips. In fact, long-term investment will not care too much about the timing of buying, and buying at any stage will not have much impact on the final result. Short-term investment funds have higher requirements. Under normal circumstances, investors prefer to seize the opportunity to buy when there is an obvious correction in the fund, rather than chasing high purchases in the process of the fund rising all the way.