It is best to choose a fund with back-end charges for fixed investment, so that there is no handling fee when buying it every month, but it will be redeemed when it reaches the time specified by the fund company (ranging from 3- 10 years), and there is no handling fee, which can save a lot of handling fees in the long run.

If you make a fixed investment, you should choose a fund with a back end. Then, change the cash dividend into dividend reinvestment. If the company pays dividends, it will buy its own cash into the fund. There is no handling fee for this part of the funds, which not only increases the fund share, but also generates compound interest income.

There are many funds with back-end fees, but I am more concerned about a few. Learn more about yourself.

Dacheng 300, South 500, Bank of Communications Steady, Industrial Trend, Guangfa Jufeng, Desheng Advantage, most funds of Huaan Fund Company and so on.