At the same time, pay attention to the handling fee. Some transactions that the fund may face are short-term, so it is necessary to calculate the handling fee reasonably at this time. If we sell it after holding it for less than 7 days and need to charge a handling fee of 1.5%, then our rate of return at this time should at least exceed 1.5%, otherwise we will lose money in selling. It is impossible to achieve the purpose of investment, so you need to calculate the income for the handling fee. You can't let the handling fee affect too much income, which also needs to be judged according to the specific situation.
Therefore, it is more appropriate to wait until the funds purchased by Alipay have more income before selling. If the rate of return can reach one of our target profit points, selling is a good choice. Everyone has different settings for the fund's profit-taking point. Some people may set it at 10, while others set it at 20. As long as you can achieve the goal of this profit point, you can choose to sell. If you want to continue to hold it, it's ok, but from the specific market situation, the market will not keep rising, and it is more of a band rise. At this time, you need to avoid risks reasonably.