Fund investment has its own rules, when to buy, when to determine the share to calculate the income, and whether the holding days include weekends is a science. The following is the information collected by Bian Xiao about whether the fund will be held for seven days on Saturday and Sunday. Let's have a look!

Is the fund held for seven days, including Saturday and Sunday?

Including. The number of days of fund holding is calculated from the confirmation date of fund subscription to the day before the confirmation date of fund sales, and the period is calculated on natural days instead of trading days, which means that legal holidays such as Saturday and Sunday are also counted.

The fund redemption fee is related to the number of days held by the fund. Generally, the short-term holding is 7 days, and the redemption fee for holding within 7 days is generally 1.5%. More than 7 days is another charging booth.

Fund redemption fee = total redemption amount x redemption rate. It is assumed that the fund will be sold within 7 days: the investor holds 1 0,000 funds, the unit net value is 1.5 yuan, and the handling fee after selling is 1.5% = 22.5 yuan.

Many investors will not see whether the fund is held for 7 days. Xi Cai Jun teaches you a simple judgment method:

1, subject to the transaction time 15 pm, and the day of the week is held for 7 days. For example, buy before Tuesday 15, and hold it for less than 7 days next Tuesday.

2. If the holding time is less than 7 days, the words "Holding time is less than 7 days" will pop up when selling.

Is it a weekend if the fund is held for 7 days?

Everyone may pay a fee when buying and selling funds, but many fund companies have relevant policies when selling funds. As long as the holding time meets the relevant conditions, some fees can be reduced or even free. Many of them can meet the requirements in 7 days.

The stock market is closed on weekends, and equity funds will not calculate the income. Therefore, some friends will have questions. Should weekends be included in the holding days?

As long as the fund shares purchased by everyone are determined before the weekend, the weekend will be included in the calculation of holding days.

What everyone needs to pay attention to here is that spending money on funds will not confirm the share. There is a time difference, so you need to pay attention to the time when buying funds.

What time should I pay attention to when buying funds?

There are two main times to pay attention to when buying a fund, one is the boundary ridge at 3 pm, and the other is the weekend.

If the fund is bought before 3 pm on the trading day, the purchase price is the closing net value of the fund on that day, which is generally T+ 1 day to confirm the share. If T+ 1 day happens to be a holiday, the share confirmation date will be postponed to the first trading day after the holiday.

However, if the fund is bought after 3 pm on the trading day and the purchase price is the closing net value of the fund on the next trading day, then the time to confirm the fund share becomes T+2 days.

If you buy a fund on the weekend, then the fund is calculated according to the net closing value on Monday, and the share is confirmed on Tuesday, which is no different from buying it before 3 pm on Monday.

If the fund does not confirm the share, it will not bring benefits to investors, so there is no need to buy it in such a hurry on holidays, because it takes several days to confirm the share.

Try to buy funds before 3 pm on the trading day, so that the confirmation of fund shares will be faster.