After the wealth management products are forgotten to be redeemed at maturity, you can check the terms of the wealth management agreement, contact the customer service of the bank or the wealth management institution to inquire about your own fund status, and go to the bank as soon as possible to handle the wealth management redemption procedures and redeem the funds.

Some financial management is automatic redemption at maturity, and some automatically enter the next financial management cycle without redemption. Different financial management methods will lead to different redemption time. Generally, the wealth management redeemed on the same day cannot be received, and it usually takes 2-3 working days to arrive.

1. Open-ended wealth management products have no specific redemption period and can be redeemed at any time during trading hours. The redemption time of open-ended wealth management products is generally 1-3 days, and some T+0 wealth management products can be received in real time.

For example, the redemption time of money funds and bond funds is generally T+ 1, and some money funds can be received in real time. For example, the balance treasure of Alipay and cash treasure of Tian Tian Fund Network can quickly redeem the amount of 1 ,000 yuan every day, and it takes 2-3 working days to get the account after exceeding 1 ,000 yuan. The redemption time of bond funds, stock funds and hybrid funds is generally T+3 days, and there are also FOF funds and QDII funds with long redemption time, which usually arrive in 5-7 working days.

2. The investment period of closed-end wealth management products is fixed, and early redemption is not supported during the investment period. Automatic redemption after maturity, no need for investors to operate manually, and the arrival time is generally within T+3 days.

If you buy closed-end fund financing, although you can't withdraw it in advance without maturity, some funds can be transferred to the secondary market for trading, and investors only need to go through the formalities of transferring custody on the platform they buy. For example, the real estate fund reits Fund has a closed period of 20-99 years, which means that the shortest closed period is 20 years. During the closed period, investors can't apply for redemption, but they can transfer to on-site trading.

3. Rolling financial management, if investors do not terminate the redemption manually, they will automatically enter the next financial management cycle.