1. Fixed investment has the function of compulsory savings, but it is also a fund investment, and the risk is not small. So I suggest you do a risk assessment first, then learn the knowledge of funds systematically, and then decide whether to invest and what type of funds to invest according to your risk tolerance.

2. According to personal tracking, the annual income of the Chinese business fund, which ranked first in performance last year, was around 30%, but the adjustment range in the past two weeks far exceeded the broader market, both above 2%, not counting the stock market crash on Monday, which was adjusted above 3% that day. Therefore, it is difficult to choose a fund that will always win in general!

3. The second-ranked Galaxy industry is OK, with better risk control and little net loss. Overall, among the funds I personally appreciate, Galaxy, Xingye and Guo Fu have better risk control. It is suggested that if you really want to invest, choose the one that suits your own risk type, such as stock type, hybrid type or bond type.

4. Don't set an investment period for yourself, let alone five years. Short-term speculation in China stock market is too obvious to guarantee such a long-term return. To some extent, it is better to keep the bag for safety. The amount of fixed investment is not special according to its own economic strength.