1, the employer has paid maternity insurance for employees for more than one year;

2. Female employees who have children have household registration in this city;

3. Employers pay maternity insurance for employees;

4. The relevant expenses during the birth period are in line with the relevant provisions of family planning;

The man should conform to the national family planning policy and statutory fertility conditions. Specifically, it means that it must conform to the national family planning policy and meet the statutory fertility conditions. If the man is under the legal age of marriage, he can't enjoy this maternity insurance.

What are the maternity insurance benefits?

1, maternity medical expenses.

The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. Medical business expenses and drug expenses (including self-funded drugs and nutritional drugs) exceeding the prescribed amount shall be borne by the employees themselves.

After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.

2. Maternity allowance.

Female employees shall enjoy maternity allowance according to law during maternity leave, which shall be calculated and paid by maternity insurance fund according to the average monthly salary of employees in the previous year.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 54 of the Social Insurance Law of People's Republic of China (PRC), if the employer has paid maternity insurance premium, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 56 Under any of the following circumstances, employees may enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.