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Can the bank transfer the fixed investment to others?
Can the fixed investment of the fund be transferred to others? Investors who have bought the fund know that they must open an account first, but for various reasons, they did not open an account at first, so can they transfer their ownership later? What are the conditions for transfer? Let's take a look at the fund transfer with us.

Under normal circumstances, the fund cannot be transferred to others, unless it is dead, it can be transferred to the spouse's parents and children, and only under special circumstances can the transfer business be handled-non-transaction transfer.

What is a non-transactional transmission?

The transfer of fund shares to others must be due to inheritance, donation and judicial enforcement, also known as non-transaction transfer.

Non-transaction transfer condition

Inheritance refers to the death of the fund holder, and the fund share held by him is inherited by his legal heir;

Donation only means that fund holders donate their legally held fund shares to welfare funds or social groups;

Judicial enforcement refers to the judicial institution transferring the compulsory judgment of the fund share held by the fund holder to other natural persons, legal persons, social organizations or other organizations according to the effective judicial documents;

This business is handled by the fund company and not accepted by the bank.

Handle the formalities required for non-transaction transfer.

When handling the non-transaction transfer, the donor shall provide the corresponding supporting documents required by the fund sales outlets, and the donor shall provide the bond trading card, bond account card, valid identity certificate and payee's custody account at the counter of the designated business outlets, fill in the bond account business application form, and obtain the approval of the competent business department. In addition, it is illegal to transfer funds to other people's accounts and cannot be handled.

Is it risky to buy a bank fund? How about a bank fund with guaranteed capital and interest?

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