Everyone will have their own views on fund investment. Some people like to make a fixed investment, while others like to buy on rallies. So which is better, a fixed investment every day or buying on rallies? Is there a big difference? Today, Bian Xiao has compiled some knowledge about fixed fund investment and rallies for everyone. Let's have a look!

Which is better, fixed investment or buying on rallies?

There is a big difference between daily fixed investment and buying on rallies. Daily fixed investment requires daily investment, and buying on rallies requires waiting for the fund to fall before buying. In fact, these two methods of buying funds are too absolute. When buying a fund, you need to consider many aspects, and then consider whether to add positions. Daily fixed investment refers to daily investment, which requires a lot of money. For example, if you invest 100 a day, it will be 3000 a month. If you buy it every day when the market is bad, then there may be huge losses later, or the selected fund is not good, and the fund always falls more and rises less, then the daily fixed investment of the fund will also be a loss.

Therefore, when buying a fund, it is generally not recommended to vote every day. You can set a longer time interval, such as investing once a month, or investing once every few months, so that you can evenly allocate funds and reduce risks, but the premise of making a fixed investment is to find a good fund to hold for a long time. It is ok to buy on rallies, but there are preconditions. The premise is that the fund itself is fine and the fund has a bright future. If the fund itself is not good, the fund always buys on rallies, falling more, rising less and falling more, so the loss is relatively large.

When investors buy, if the fund is falling, they must analyze the reasons, and the fund must have prospects in order to buy on rallies.

Skills of buying fixed investment funds on rallies

1, control fund positions.

When the fund falls, you don't have to add positions at one time, you can add positions in batches. For example, if it falls by 5%, it will be added once, and the next drop will be 10%, and so on. If the fund buys in batches every time it falls, it can reduce the cost of holding positions by increasing the holding share.

2. Look at the net value of the fund

Investors can buy according to the trend of the fund's net value when purchasing. For example, when the fund's net value falls to the previous low point and rebounds upwards, they can consider buying moderately.

3. Look at the target of fund investment

For example, stock funds invest in stocks, first look at what kind of stocks to invest in, then look at the trend of the stock market, buy some funds on dips, and wait for the market to rise to make money.

It is worth noting that when the fund falls depends on the situation. Not all funds can add positions. Adding positions means increasing risks because the situation of each fund is different. First of all, it depends on whether the fund has any prospects.

If there is a prospect, you can only consider adding positions when you fall. Secondly, analyze whether the whole fund sector is falling or only this fund is falling. If it is the problem of the fund itself, then don't add positions.

The rise and fall of the fund has nothing to do with the day of the week.

The rise and fall of the fund has nothing to do with the day of the week. When choosing a fund, if you only want to buy a fund that rises more and falls less, then you can consider a money fund or a pure debt fund. Neither of them invests in the stock market, and the risk is very small. Pure debt fund 100% invests in bonds, so there is a great possibility of making money for a long time.

In addition, when buying a fund, you should pay attention to the location where the fund is bought. Buying a fund earns a difference, so it is generally recommended to buy low and sell high.