Fixed investment fund is a method of long-term investment through regular fixed investment. It allows investors to reduce investment risk through average cost when the market fluctuates, so as to obtain a more stable return on investment. However, there are risks in fixed investment funds, and investors need to think carefully before investing.

First of all, the income of fixed investment funds is related to market fluctuations. If the market fluctuates greatly, the income of the fixed investment fund will also be affected. Therefore, before investing in fixed investment funds, it is necessary to know the basic situation of the market in order to estimate the investment income.

Secondly, the redemption of fixed investment funds also needs attention. If investors need to redeem the fund shares in advance, they may need to pay a certain redemption fee. Moreover, in the case of large market fluctuations, the redemption price of the fund may be lower than the original subscription price, resulting in losses.

For the redemption of fixed investment funds, generally speaking, investors need to submit redemption applications in advance and wait for the fund company to handle them. The specific redemption method and time need to be different according to different funds. Generally speaking, the redemption time of fixed investment funds is long, and investors need to wait patiently.

In short, the fixed investment fund is a long-term investment method, which can help investors average costs and reduce risks. However, there are risks in the fixed investment fund, which requires investors to do a good job in risk assessment and reasonable investment planning in order to obtain a better return on investment. Before investing, investors need to know the basic situation and investment strategy of the fund, as well as the redemption rules and fees, so as to make wise investment decisions.