Funds are floating income, issued by fund companies, and mainly invest in financial products such as stocks and bonds. They are a kind of investment with * * * returns and * * risks.

Insurance is a way that the insured pays the insurance premium to the insurer according to the contract, and the insurer compensates for the possible accidents or property losses stipulated in the contract.

Wealth management products are fixed income. Wealth management means that issuers develop, design and sell products for specific groups. Wealth management products do not promise to protect capital and interest, and the losses are borne by investors themselves.