China Construction Bank is one of the five largest state-owned commercial banks, ranking second among the five largest state-owned commercial banks in China. There are relatively many types of wealth management products of CCB, and the mainstream products are non-guaranteed dry yuan series. Regional differences are small, and most products are sold in provincial branches. The minimum investment threshold is 50,000 yuan, and the yield is relatively high.

For example, "Gan Yuan-Nisshin Yueyi" monthly open portfolio wealth management product is an investment tool allowed by laws and regulations such as equity (income right), credit assets and accounts receivable of high-quality enterprises selected by China Construction Bank, as well as bonds and interbank deposits.

Through portfolio management, the balance of safety, liquidity and profitability is achieved. It is a high-risk, high-yield and high-liquidity wealth management product tailored for the high net asset value and short-term needs of corporate customers.

Extended data

The types of financial management are as follows:

1. Bond type

Investing in the money market, the investment products are generally central bank bills and short-term corporate financing bills. Since individuals cannot directly invest in central bank bills and short-term corporate financing bills, such RMB wealth management products actually provide customers with opportunities to share the investment income in the money market.

2. Trust type

Invest in trust products guaranteed or repurchased by commercial banks or other financial institutions with high credit rating, and also invest in beneficial trust products of excellent credit assets of commercial banks.

3. Hook type

The final yield of products is linked to the performance of relevant markets or products, such as exchange rate, interest rate, international gold price, international crude oil price, Dow Jones index, Hong Kong stocks, etc.

4.QDII type

Entrust the RMB funds in hand to qualified commercial banks, and the commercial banks will convert the RMB funds into US dollars, directly invest overseas, and after the maturity, convert the US dollar income and principal into RMB for distribution to customers.

5. Electronic spotlight

New investment and wealth management products.

6. Investment channels can be purchased through commercial banks or non-bank financial institutions.

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