In the process of fund investment, we often hear the saying of fund portfolio investment, but many people don't know how to buy fund portfolio. The following is the introduction of the editor of Gold Investment Network.

1, number of fund portfolios

Too few funds can't diversify risks, and too many ordinary investors don't have enough energy to manage them. Generally speaking, 3~5 funds is a suitable number of fund portfolios, and it is recommended that no more than 7 funds.

2. Type of fund portfolio

One of the characteristics of fund portfolio is to make full use of the respective advantages of different funds, reduce risks and maximize returns. Therefore, it is recommended to choose different types of excellent fund portfolios.

3. Give consideration to both benefits and risks.

The main purpose of investment is income, but the risk can not be ignored. Investors with strong risk tolerance can increase the proportion of high-risk and high-yield funds, such as stock funds, while investors with weak risk tolerance will reduce the proportion of such funds.

We must avoid the misunderstanding of portfolio construction here. The more money we have, the better. There must be a certain strategic allocation relationship between the funds we have.

The allocation of fund portfolio is not simply to buy multiple funds, but to spread risks purely by quantity. Different types of funds have different investment directions and different returns and risks. If there is no fund category for portfolio allocation, it will not achieve the effect of diversifying risks or excess returns. At the same time, owning the same type of fund will also increase the risk of fund portfolio.