Did the foundation without financial support explode? Many people who buy funds will not raise funds when operating and operating funds, so will the foundations that do not raise funds explode? The following are the reasons for the explosion without funds brought by Bian Xiao. I hope you like it.
Why did foundations without funds explode?
The short position of the fund means that the loss of the fund is very serious. Generally speaking, it may be that the securities invested by the fund manager have fallen sharply, or that the fund manager has added leverage, but after adding leverage, the stocks or bonds have developed in the opposite direction, so short positions have appeared.
Generally speaking, Public Offering of Fund will not explode, but the asset allocation ratio may exceed 65,438+000%, that is, the fund manager may conduct leveraged financing transactions through bond pledged repo. When the price of pledged bonds falls, only a part of the funds pledged by the fund manager is lost, which may be a great loss.
Public Offering of Fund has strict institutional leverage restrictions on investment: the leverage ratio of open-end funds (i.e. total assets/net assets of funds) shall not exceed 65,438+040%, that of fixed-term open-end funds shall not exceed 200% in the closed operation period and 65,438+040% in the open period.
In addition, private equity funds in China may break out, because the risks of private equity funds themselves are relatively large. When some equity private equity funds invest in unlisted companies, it means that private equity funds lose money, which leads to the fund's short position.
Investment skills of fund fixed investment
First, it is best to choose equity funds or configuration funds for fixed investment.
Fixed-income instruments such as bond funds are relatively unsuitable for regular fixed-income investment, because the purpose of investing in such funds is to use funds flexibly and earn fixed-income investment. It is best to invest in these funds when the market is in an upward trend, and it is most suitable to start regular fixed investment when the market is in a trough.
Second, it is best to choose a fund with large fluctuations for fixed investment.
Generally speaking, funds with large fluctuations have a better chance to accumulate more low-priced stocks in the stage of falling net value, but the market rebound can make a quick profit. The fund with stable performance fluctuates little, the relative average cost will not drop too much, and the profit is relatively limited.
Third, adjust the investment quota according to your own financial ability.
In real life, the financial situation of each person and family is different, and the total monthly investable amount of an individual or family should increase with the increase of income. Increasing the investment amount according to the financial ability can improve the investment efficiency and realize the wealth goal as soon as possible.
Four, after reaching the predetermined goal, it is necessary to adjust the investment plan.
Although it takes a long time for the fund to show the best benefits, it usually takes more than three years to see the results. However, if the preset investment target is reached in advance, then the investment plan can be adjusted. For example, regular quota can be adjusted to irregular quota. Using simple and flexible strategies can make your investment more efficient and achieve your ideal financial goals as soon as possible.
Has the foundation been going up?
First of all, we should know that the fund is a fluctuating financial product. Secondly, the degree of fluctuation will be different with different fund classifications. For example, the fluctuation of money funds will be smaller, while the fluctuation of stock funds will be slightly larger.
Generally speaking, the money fund has been in a rising state, and the possibility of falling is very small. The fluctuation of bond funds with pure debt is slightly larger than that of money funds, but far smaller than other fund types, which basically belongs to the state of rising all the time.
However, if it is a fund type with large fluctuations, such as stock funds, hybrid funds and index funds, it is basically impossible to keep rising, but there will be ups and downs, and its risks will be greater, but at the same time, its returns will be higher.
What about the fund that has been rising?
If it is a money fund or a pure debt bond fund, you can keep it, because the risk of such funds is particularly small, the fund fluctuations are relatively small, and there is basically no loss of principal.
If it is a volatile fund type, such as stock fund, hybrid fund and index fund, then we should pay attention to the possibility of falling behind. Investors should comprehensively consider whether they are optimistic about this fund, or what the future prospects of this fund are, and so on.
Can I buy a fund that has been falling?
You can buy a fund that has been falling, but you should analyze it in many ways when you buy it. If there is, you can buy it. For example, in a fund, the increase in the past three or two years is quite small, and the fund manager is also very good, but the rate of return in the past year is not very optimistic, and it has been falling a lot. You can consider buying it.
Because the fund is to buy low and sell high to make money, if the fund has a good income in the past, but the rate of return is not good, and it is a promising fund, you can consider buying it.
However, there are risks. If you buy it halfway up the mountain, the fund is still falling, and there may be a certain loss first, and it will rise later. However, if the right fund is not selected, the fund will keep falling, like a bottomless black hole. It is also possible, so you should know your risk tolerance before buying a fund.