If there is a clear violation of the contract, you can file a complaint.

Or it would be better to call customer service for consultation first.

If you set up fixed investment No. 2, money will be automatically deducted every month according to the settings.

Everbright Wealth Management Tianli Yuekai No. 2 is a financial product of Everbright Wealth Management Co., Ltd.

Everbright Wealth Management Co., Ltd. (referred to as Everbright Wealth) was established on September 25, 2019.

The headquarters is located on the 16th to 19th floors of Building 4, No. 195, Hong Kong East Road, Laoshan District, Qingdao City, Shandong Province.

Legal representative Zhang Xuyang.

It is a wholly-owned subsidiary of China Everbright Bank (absolutely state-owned).

Basic knowledge of funds 1. What is a fund? A fund means that part of the money you invest is handed over to the fund company, and the traders of the fund company then use your money to invest, usually in the form of stocks.

It is also equivalent to paying professionals to trade stocks for you.

Therefore, it is very important to choose a good fund company.

Only when the fund company makes money can you make money.

Funds are a collective term for institutional investors, including trust investment funds, unit trust funds, provident funds, insurance funds, retirement funds, and various foundation funds.

Funds in the existing securities market, including closed-end funds and open-end funds, have the characteristics of income-generating functions and value-added potential.

From an accounting perspective, funds are a narrow concept, meaning funds with specific purposes and uses.

2. Regarding how to calculate profits and losses, that is to say, if the fund company makes money, it will give you corresponding dividends based on the difference between the number of shares you bought, the net value of the unit on that day, and the net value on the redemption date.

If you lose, you will also have to share the loss based on the difference between the number of shares purchased and the net worth.

3. Other fees A certain handling fee will be charged when purchasing, usually 0.012 per share, and a handling fee of 0.005 when redeeming. For example, if the net value of the unit on the day you purchase is 1 yuan, you bought 10,000 shares (

One *** is 10,000 yuan), and you need to pay a handling fee of 170 yuan per ***.

If you use online banking to purchase, there will be a corresponding discount, and the handling fee is about 110.

The handling fees of each bank are different.

4. The fund period is generally divided into three stages: subscription period, operation period (closed period), and subscription period.

There is a subscription period at the beginning, which is usually about half a month. During this half month, you can only buy but not redeem (sell). The purchase price is usually 1 yuan.

Then it enters the operation period (closed period). During this period, the fund company uses your money to build a position. It can also be said to be a preparation period, which generally does not exceed three months.