1. The funds in the medical insurance personal account cannot be withdrawn. From September 1 2022, personal account funds will be managed by bookkeeping, and the insured can't withdraw them freely, so they can only use them-buy medicine or see a doctor.
2. The amount of personal medical insurance account is reduced. From September 1 day, 2022, all the basic medical insurance premiums paid by on-the-job employees will be included in individual accounts, and the inclusion standard will be 2% of the base of my insurance payment, and all the basic medical insurance premiums paid by employers will be included in the overall fund; Retirees' personal accounts continue to be transferred out of the overall fund according to the quota. The specific transfer criteria are: for those under 70 years old, the transfer criteria are 100 yuan/month, and for those over 70 years old (inclusive), the transfer criteria are 1 10 yuan/month.
3. Personal account funds can be used for family welfare. After adjustment, the personal account of the insured person can be used to pay the relevant expenses incurred by his spouse, parents and children that meet the requirements of the scope of use of the personal account.
Legal basis:
Notice of Beijing Municipal Health Insurance Bureau on Adjusting Relevant Policies of Basic Medical Insurance for Urban Workers in this Municipality
Article 1 From September 1 day, 2022, all the basic medical insurance premiums paid by on-the-job employees will be included in personal accounts, and the inclusion standard will be 2% of the base of my insured payment, and all the basic medical insurance premiums paid by the employer will be included in the overall fund; Retirees' personal accounts continue to be transferred out of the overall fund according to the quota. The specific transfer criteria are: for those under 70 years old, the transfer criteria are 100 yuan/month, and for those over 70 years old (inclusive), the transfer criteria are 1 10 yuan/month.
Article 2 From September 1 day, 2022, the funds in the personal account shall be used exclusively, and the insured shall not withdraw them. Insured persons use personal accounts in a targeted manner in accordance with the Supplementary Notice of Beijing Medical Insurance Bureau on the Use Scope of Personal Accounts for Basic Medical Insurance for Urban Employees (J.H.F. [2021] No.22).
The personal account funds transferred before September 2022 1 can still be withdrawn.