Good medical insurance. Long-term medical care is a critical illness medical insurance introduced by China People's Insurance Company for users of Alipay insurance platform, which can reimburse medical expenses paid by individuals in addition to medical insurance. This product provides a maximum reimbursement amount of 4 million per year, which can be used as a powerful supplement to medical insurance.
Good medical insurance. Long-term medical treatment can be reimbursed for hospitalization expenses, special outpatient expenses, outpatient and emergency expenses before and after hospitalization, and outpatient surgery expenses. This product is not restricted by medical insurance, and the expenses of proton heavy ion therapy, imported drugs, self-funded drugs and targeted drugs can be reimbursed. Good medical insurance. Long-term medical products are guaranteed to be renewed for 6 years, and users can renew their insurance according to the rate table at the time of insurance without worrying about the stability of the guarantee within 6 years.
Good medical insurance. Long-term medical products enjoy 6 years 1 ,000 yuan deductible. The part of the 6-year personal out-of-pocket expenses exceeding 1 ,000 yuan can be reimbursed. Moreover, this product 100 is free of compensation for serious illness, and it pays a one-time serious illness allowance of 6,543,800 yuan.
In order to solve the problems of users' difficulty in seeking medical treatment for serious illness, high medical payment, and difficulty in purchasing imported drugs, good medical insurance long-term medical care provides value-added services such as green channel for serious illness, hospitalization advance, and cancer special medicine service.
legal ground
People's Republic of China (PRC) social insurance law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations. Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.