Neijiang pension insurance payment ratio. Generally speaking, if the employee’s contribution salary is 300% higher than the social average salary of the previous year in the province or city, 300% of the social average salary in the previous year will be used as the payment base; the employee’s contribution salary is lower than the salary in the province or city where the salary is.

If the annual social average salary is 40%, 40% of the Neijiang average social salary in the previous year will be used as the payment base.

(The calculation ratios of the highest and lowest payment bases may differ in each city. The calculation ratios and bases announced by the Neijiang Human Resources and Social Security Bureau shall prevail.) Pensions are composed of basic pensions and personal account pensions.

The higher the payment base, the higher the "average salary index", the relevant parameter for calculating the basic pension, and the higher the corresponding basic pension; personal accounts are gradually accumulated from contributions over the years, and the accumulated savings in personal accounts are used to calculate pensions.

For the component part, employees pay 8% of their own wages, and this proportion must be transferred to their personal accounts.

The higher the payment base, the more amount will be transferred to the personal account in proportion, the more accumulated savings will be, and the higher the pension will be; otherwise, the pension will be lower.

How much money can you receive per month from Neijiang pension insurance? In fact, the pension is calculated based on the sum of the monthly basic pension and the monthly personal account pension.

The basic pension is calculated according to (the average monthly salary of all employees in the province in the previous year + my indexed average monthly contribution salary) ÷ 2 × payment period × 1%, while the monthly pension for personal accounts is calculated based on the individual

Calculated by calculating the account balance ÷ the number of months.

The following remittance base ratios are provided for reference: Employer employees: 14% for the unit, 8% for the individual Economic organizations: 12% for the unit, 8% for the individual Flexible employment personnel: 20% for the individual Staff of government institutions: 16% for the unit, 8% for the individual

8% urban and rural residents: The annual payment standard is set in seven levels: the first level is 360 yuan, the second level is 600 yuan, the third level is 900 yuan, the fourth level is 1,200 yuan, the fifth level is 1,800 yuan, the sixth level is 3,600 yuan, and the third level is 3,600 yuan.

Seventh gear costs 4,800 yuan.

The insured person can choose one of the payment levels independently, and in principle, it will remain unchanged within a calendar year.

Legal basis: Article 12 of the "Social Insurance Law of the People's Republic of China" The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance pooling fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund

and personal accounts.

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premiums in accordance with national regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other people with flexible employment can participate in the basic medical insurance for employees, and individuals must pay the basic medical insurance premiums in accordance with national regulations.