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When is the right time to buy a fund and sell it?
When is the right time to buy a fund and sell it?

When can the fund be sold? How long can the fund be sold? This must be a problem that cannot be ignored for those who pursue fund income. The following is when to buy funds and when to sell funds. I hope it will help everyone.

When will the buy fund be sold?

Buy a fund and you can sell it the next trading day. For the application on T day, the share shall be confirmed according to the net fund value on T day. The first profit and loss can be viewed after the fund net value is updated on the day of share confirmation. Open-ended redemption funds can be sold on the next T day after subscription confirmation. T-day is the trading day, with daily limit of 15: 00, T-day before 15: 00, and T+ 1 after 15: 00. Weekends and legal holidays are non-trading days, subject to the successful payment time.

The difference between open-end fund and closed-end fund;

1, the variability of fund size is different. Closed-end funds have a definite duration (in China, the duration is not less than 5 years), during which the issued fund shares cannot be redeemed. Although this kind of fund can be raised under special circumstances, it must meet strict legal conditions. So in general, the size of the fund is fixed. However, the fund shares issued by open-end funds can be redeemed, and investors can also buy fund shares at will during the duration of the fund, which leads to the constant change of the total amount of funds every day. In other words, it is always in an "open" state. This is the fundamental difference between closed-end funds and open-end funds.

How long can the fund be sold?

It should be said that from the second day after the confirmation of holding the buy fund, you can sell it at any time as long as you are not afraid of losses. If you want to make money by buying funds and maximize your income, you must first understand some basic common sense, and it is best to have some experience and some basic skills about fund operation before you can say how long the fund will be held before it can be sold.

"Practice makes perfect", according to the basic experience of buying, it is reasonable to think that "what can be bought is not as good as what can be sold". How soon can it be sold? For buying Xiaobai, we must first understand some basic fund common sense.

1. Buying a fund is different from trading stocks. Generally, the long-term holding income will be more, that is, the profit rate will be higher.

2. Buying a fund is different from a deposit, and it can completely protect the capital. Holding a fund for a long time will also lead to the loss of funds.

3. The fund has a net value (it can be said that it is equivalent to the unit price of the purchased fund share) and this net value changes every working day (that is, there is profit and loss).

4. Funds generally have subscription fees (or zero subscription fees) and redemption fees, and the redemption fee rate is related to the length of time the fund is held. If the holding time is short, the rate will be higher. Generally, the redemption fee of 1.5% is charged for holding funds for less than 7 days, and it is not charged for some funds exceeding 1 month, while some gold-based rules are 3 months, 6 months, 1 year or more or 2 years.

Maximize the income from purchasing funds.

1. Generally speaking, the long-term holding rate of return of buying funds can approach or reach 100%. Of course, we should pay more attention to the market and the funds we buy. First, buy a good foundation. Second, it depends on the sector and the market. Well, it's best to hold it for a long time and sell it. Otherwise, we don't advocate long-term holding. We should redeem it at will because of time and profit, and try our best to make a profit, protect the capital or lose less.

2. Look at the net value, generally in a week or more than a month. At this time, some funds have low redemption rates or no redemption fees. If you want to be a band (short-term), whenever the net value rises faster and faster, it will achieve my expected effect. Of course it can be redeemed. If the net value fluctuates after buying for a period of time, the fund will earn and lose every day, and it will only be floating profit or floating loss before selling. Don't be impatient, especially when the fund manager adjusts the withdrawal fund. It can be sold until the net value of the fund returns to profitability (when buying the fund, it reaches the profit-taking point 10% or 15% or 20%).

3. Some funds have a closed period, or three months, six months, one year, etc. Can't be sold during the closed period. When it is open, the fund can be sold. Of course, if you think that the open day has not achieved the expected effect, you can wait until the next open day to see the effect. If you think this foundation is not good, seize the opportunity to sell and stop selling immediately.

4. Don't buy and sell funds frequently, otherwise it is the best ending for the fund not to lose money, but the possibility of profit is very small, and most of them will pay the "fund" handling fee. In addition, be sure to pay attention to the time when selling. Funds redeemed by the fund = purchase share x confirmed net value. This confirmed net value refers to the net value on the second day after the confirmed selling date, not the net value announced on the confirmed selling date. If it is sold before 3 pm, you can first judge the net value of the next day according to the "valuation" (since it is "valuation", it is not necessarily accurate), and try to reach the high net value. How long will the fund hold before it can be sold? It should be said that the length of time is not the key, the key is to make a profit. Generally speaking, if you buy a fund for a long time, there is a high probability of profit, but it is not impossible to lose money. For example, the middle section is profitable, or even the net value is high. If you don't seize the opportunity to redeem it, the net value will fall after a while. If the fund manager adjusts and withdraws for a long time, there will be greater losses in holding it, and then it may not last at all. Once there is a "market" sentiment, it is not surprising that the fund "collapses". Therefore, in the long-term holding, we must also satisfy and accept.