Hello, Fu is an investment-linked insurance company. This investment income is not guaranteed. The initial expenses are deducted by 40% in the first year, 25% in the second year, 65,438+05% in the third year, 65,438+00% in the fourth year, 65,438+00% in the fifth year, and 5% and additional insurance premium after the sixth year. The policy management fee is 5 yuan every month. The asset management fee does not exceed 2% of the total investment unit, and the security fee is deducted monthly according to the underwriting conditions such as age, gender and health. See the rate table in the policy contract for details. Most people don't quite understand how investment-linked insurance works. The investment company invests the cash value, and the income is not guaranteed.