1, Monetary Fund
Suppose an investor buys a money fund with 10000 yuan, and the annualized rate of return for seven days is 2%, then the annual return is: 10000 * 2% = 200 yuan.
2. Other fund types
Stock funds, hybrid funds, index funds and so on are all high-risk and high-return fund varieties, and their funds fluctuate greatly, so it is impossible to accurately calculate how much money they can earn.
However, the increase of high-risk funds is relatively good, and it may increase by 100% a year. For example, if an investor has a principal of 10000 yuan and invests all of it, and the value will increase by 100% after one year, then the income earned will double, and the principal plus interest will be 20000 yuan, which is equivalent to earning 65438 yuan.
But if the market is not good, the possibility of loss is the same, and the loss may be zero. However, because the fund is below a specified value, it will be closed, so the possibility of the fund falling to zero is very small.
However, it is still possible for some funds to drop to 30% a year. For example, if an investor buys a fund of 10000 yuan, a 30% decline means a loss of 3000 yuan. If it is to be redeemed, a certain handling fee will be deducted. The redemption amount is less than 7,000 yuan, indicating that the risk of the fund is still quite large, and investors need to be cautious when buying.