Alipay target investment is equivalent to setting an income target in advance, then making a fixed investment in the fund and terminating the fixed investment when the specified rate of return is reached. The fixed investment target of the target investment is Tian Hong CSI 300 Index C Fund. To start the target investment, you need to select a target rate of return (limited to 4% to 10%), and then set the single fixed investment amount, fixed investment time (weekly, biweekly or monthly) and payment method. During the fixed investment period of each fund, Alipay will automatically buy the fund, and the fund will automatically sell it after reaching the target rate of return, and the fixed investment of the fund will be terminated. The target rate of return of target investment corresponds to different success probabilities. For example, the yield of 10% has an 80% probability of being completed within 15 months. This value is calculated according to the past trend of the Shanghai and Shenzhen 300 Index, and does not represent the expected future earnings. Bian Xiao believes that automatic fixed investment is helpful for long-term persistence, while automatic take profit selling does not need to be entangled in the problem of when to sell, which is the characteristic of Alipay's target investment. Simply put, the target investment in the fixed investment operation helps users improve the probability of making money. If everyone sticks to its rules, then this product is still very feasible.