1. First, the regulatory bodies are different.

Private equity funds are supervised by CSRC, and trust plans are supervised by CBRC. In other words, the family background is different, the trust is a bank, and the private equity fund is a brokerage. Because the subject of supervision is different, the requirements of supervision will be different, and the supervision of trust is relatively stricter.

2, the flow of funds is not necessarily the same.

Private equity funds will use this money to buy stocks or equity in accordance with the contract, and cannot change their use at will. Trust plan is different, and its essence is to manage money on behalf of credit.

Trust funds can be used to invest in the stock market, invest in equity, and even lend directly to others (private funds cannot lend directly). If the contract does not specify the destination of the funds, the trust may change the use of the funds. In fact, private equity funds can also be regarded as a standardized (agreed investment purpose) trust. In foreign countries, private equity funds are also trusts in a broad sense.

3. The separation of assets is different.

Private equity funds can be recovered by creditors and basically have no function of property isolation. Unless it is closed, such as owing money, the creditor can realize your private placement product and ask you to pay off the debt. However, after signing the trust, your right to use wealth is not in your hands. If you distribute the income to others, the income right is not yours, so the trust plan can be used to isolate assets.

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