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What is the difference between ICBC's wealth management products?
1, different income:

"Steady profit" series products are purchased from 50,000 yuan, and the investment period covers various periods ranging from 42 days to 350 days; According to the different amount of investors' single subscription, it is divided into three grades: 500,000-500,000 yuan, 50 (inclusive)-6,543.8+0,000 yuan, and 6,543.8+0,000 yuan (inclusive). The larger the single purchase amount, the higher the income. After the initial subscription is successful, investors can buy at the starting point of 1000 yuan, which makes the use of funds more efficient.

"Zengli/Li Zun" series of wealth management products have high safety, and the expected annualized rate of return is 4.7%-5.5%, and the income level is higher than the current term-based secondary wealth management products.

2. Different advantages:

"Steady profit" series products have many advantages, such as more convenient purchase, faster fund arrival (T+ 1), better profitability, rolling investment and so on, and are ideal choices for customers to invest and finance.

The products of "Zengli/Zunli" series can be selected for 40 days, 60 days, 90 days, 120 days, 150 days, 180 days, 240 days and 360 days. The product can be purchased every working day, without waiting for the original product collection period, and the product has no scale limit. T+ 1 purchase is confirmed, and purchase can be made by appointment on non-working days.

Extended data:

Principle of income distribution

1. On the premise of meeting the dividend distribution conditions of relevant funds, the maximum number of income distributions of this fund is 6 times a year, and the proportion of each income distribution is not less than 10% of the distributable profits. If the fund contract takes effect less than 3 months, no income distribution may be made;

2. There are two ways to distribute fund income: cash dividend and dividend reinvestment. Fund share holders can choose cash dividends or automatically convert cash dividends into fund shares for reinvestment. If the fund share holders do not choose, the default income distribution method of the fund is cash dividend; The dividend reinvestment method exempts reinvestment expenses;

3. After the fund income distribution, the net value of the fund share cannot be lower than the face value, that is, the net value of any fund share minus the income distribution amount per unit of the fund share on the fund income distribution base date cannot be lower than the face value;

4. Each fund share of the same fund category enjoys the same distribution right. However, because the fund's Class A fund shares do not charge sales service fees, and Class C fund shares charge sales service fees, the distributable profits corresponding to each fund share category will be different;

Baidu Encyclopedia-Yin Hua Steady and Flexible Allocation of Hybrid Securities Investment Funds