Epro is a monetary fund that carries forward income on a daily basis, and supports T+0 redemption on the same day. However, the money fund does not promise to protect the capital, so E-mail does not protect the capital. However, there is no need to worry. Although the money fund also has certain risks, the risks are quite low. Therefore, unless there is a big turmoil in the financial market, E-mail will not lose money.
Moreover, Epro can redeem funds in real time and support T+0 real-time cash withdrawal. A single account can withdraw up to RMB 200,000 per day. It can be seen that its capital liquidity is very strong, and it can stop loss in time even if there is an accident. As for the income of the Postal Savings Bank, it is basically the same as other money funds, except that the income is not fixed and will change with the changes of the market.
1. Youyibao is a current wealth management product jointly launched by Postal Savings Bank and E Fund Company. Although postal revenue is not guaranteed, the risk is quite low. Therefore, unless there is a big turmoil in the financial market, E-mail will not lose money. Therefore, E-post is not guaranteed, and any money lending fund will have risks.
2. The development status of China Post:
1) The development scale and quality benefit of the industry have been significantly improved. The income scale of the industry has expanded rapidly, from12 to19.8 billion yuan in 2020, with an average annual growth rate of 24%. The volume of express delivery business increased from 5.7 billion pieces to 83.5 billion pieces, with a net increase of 14 times, with an average annual increase of 40%.
2) The service level of people's postal service has been improved in an all-round way. The equalization of universal postal services has basically been realized, the business outlets have achieved full coverage of towns and villages, and all the established villages have achieved postal services. The coverage of express delivery network is more extensive, the coverage rate of township outlets reaches 98%, the proportion of direct delivery service to villages exceeds half, and the whole time limit of express delivery service in key areas is shortened to 58 hours.
3) Enterprise cultivation has leapt to a new level. China Post's ranking among the top 500 postal enterprises in the world jumped from 258 in 20 12 to 74 last year, ranking second among postal enterprises in the world. Three large express delivery enterprise groups with annual revenue exceeding 1000 billion yuan and four large express delivery enterprise groups with annual revenue exceeding 50 billion yuan have been cultivated, and eight express delivery enterprises have been successfully restructured and listed.