1. The unemployment insurance premium is paid by both units and individuals, with a total contribution ratio of 3%. Among them, the employer pays the unemployment insurance premium according to 2% of the payment base of the unit. Urban self-employed workers pay unemployment insurance premiums at 0% of the approved average wages of their own employees.

2. Legal basis: Article 44 of the Social Insurance Law of People's Republic of China (PRC).

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Article 45

Unemployed persons who meet the following conditions shall receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.

Second, in addition to receiving unemployment insurance benefits, what are the benefits of unemployment?

Unemployed people can enjoy five kinds of treatment during the period of receiving unemployment insurance benefits:

1, receive unemployment insurance money to ensure the basic livelihood of the unemployed;

2, continue to participate in the basic medical insurance for employees, enjoy the basic medical insurance benefits. The basic medical insurance premium is paid from the unemployment insurance fund, and individuals do not need to pay the basic medical insurance premium;

3. Survivors of the unemployed who died during the period of receiving unemployment insurance benefits, their dependent spouses and immediate family members can receive funeral subsidies and pensions in accordance with the regulations;

4. Enjoy subsidies for vocational training and job introduction. Specific standards shall be formulated by the provincial people's government.

5. Other expenses related to unemployment insurance stipulated or approved by the State Council. For example, seven eastern provinces and cities have expanded the expenditure scope of the unemployment insurance fund, and the items that the unemployment insurance fund can spend include vocational skill appraisal subsidies, social insurance subsidies, micro-loan guarantee funds, and micro-loan guarantee interest subsidies.