To buy a first-hand house, you need to pay deed tax (1.5% of the total house price), stamp tax (0.05% of the total house price), bank fees (registration fee 80 yuan/household, warrant stamp tax 5 yuan/household, insurance premium), house maintenance fund (house payment

2%-3%), property management fee, ownership registration fee (80 yuan/set), transaction fee (residential building area x 3 yuan/㎡, non-residential building area x 11 yuan/㎡).

1. Documents needed to buy a first-hand house. When buying a house, buyers should ask real estate developers and sellers to provide a complete set of "five certificates" and "two documents". This is the basic legal requirement for developers to sell houses.

The "five certificates" include the following: state-owned land use certificate, construction land planning permit, construction project planning permit, construction project construction permit, and commercial housing sales permit.

The "two documents" refer to the guarantee of the quality of the house and the instructions for the use of the house.

2. Confirmation of payment method. Before purchasing, you should verify the payment method with the developer: full payment or installment payment? Can you get a mortgage? What is the proportion of down payment? What is the longest repayment period of the mortgage? Special attention: If

For mortgage, it is best to find a friend who works in a bank to help you calculate how much you need to repay each installment to see if it is consistent with what the sales office staff calculated.

3. Signing and Inspection of the Subscription Letter After verifying the above conditions and seeing that there are no quality problems with the house, you can sign the subscription letter.

Home buyers should review the subscription letter carefully and carefully, and ask the sales manager for promotional materials and related documents about the house. After asking about the progress of the house construction, they should also conduct an on-site inspection if conditions permit.

: On this basis, home buyers can sign a subscription letter and pay a deposit or advance payment. The standards for the deposit vary from developer to company, ranging from several thousand to tens of thousands, and are generally proportional to the price of commercial housing.

Legal basis: Article 29 of the "Tax Collection Administration Law" Except for tax authorities, tax personnel, and units and personnel entrusted by tax authorities in accordance with laws and administrative regulations, no unit or individual may conduct tax collection activities.