The so-called principal-guaranteed wealth management products are actually designed to maximize the protection of investors' principal. As for the income, it depends on the wealth management products bought. At present, the income of wealth management products is mostly around 4%, and short-term wealth management products even have the risk of interest rate cuts. If the money is not urgent, Bian Xiao suggested buying medium and long-term guaranteed financial products.

20 16 ranking of guaranteed capital wealth management products

1. Money funds and other investment funds have relatively stable returns, slightly higher than the interest on bank deposits. These products are mainly invested in government bonds and corporate bonds.

2. The biggest advantage of the Internet wealth management products launched by Yu 'ebao Alibaba Company is that it can withdraw cash at any time and bear interest every day, which is suitable for short-term investors to flexibly allocate funds.

3. The yield of products such as bank wealth management products is higher than that of storage, and the investment stability of such products is very good.

4.p2p financial market is a very popular Internet financial product in China, with an annualized rate of return of about 10%. P2P platform guarantees every investment. As long as the platform is overdue, the borrower will return the investor's principal.