Question 2: Why did Weizhong Bank succeed, but Alipay was suppressed? Banks are * * *. Alipay actually hit the monopoly position of banks. Do you think * * * won't help him?
Question 3: Which is more risky, Alipay or Weizhong Bank? I don't know Alipay or the bank. Many things are unpredictable.
Question 4: Which of the major banks, Yu 'ebao and Weizhong Bank has better income? The balance is divided into: ordinary transfer: the next fund trading day is expected to be 2 hours, and it will be received in real time.
1. Ordinary transfer-out will be received on the next fund day (one trading day is before 15 (excluding 15), and the next trading day is calculated after 15).
For example: apply for transfer from Thursday 15: 00 to Friday 15: 00, and receive the account before 24:00 next Monday; Apply for transfer from Friday after 0/5: 00 to next Monday 15:00, and receive the account before 24:00 next Tuesday.
2. It is expected to arrive in 2 hours. Supporting banks: ICBC, Agricultural Bank of China, China Construction Bank, Bank of China, China Merchants Bank, Bank of Communications, Ping An Bank, Industrial Bank, Hangzhou Bank, Shanghai Pudong Development Bank, China Everbright Bank, Minsheng Bank, China Guangfa Bank, China CITIC Bank, Bank of Ningbo Express, Postal Savings Bank Express, Shanghai Bank and Huaxia Bank.
It needs to be operated on Alipay mobile phone, and the daily cumulative amount is ≤5W (transferred by other means, which does not occupy the 2-hour channel quota), and it is within the service time range of supporting banks.
3. Banks supported by real-time receipt: support comics of China Everbright Bank, Ping An Bank and China Merchants Bank.
Question 5: What's the difference between Alipay, Ant Wealth and Weizhong Bank? Alibaba's third-party payment platform Alipay,
Used for online shopping credit guarantee and third-party payment under Alibaba.
The financial product of Ant Financial, Ant Wealth,
Weizhong Bank, an entity-free online bank,
Different positioning,
Business complements each other.
Question 6: What's the difference between Weizhong Bank and physical bank? Weizhong Bank is positioned as an Internet bank, which is different from physical banks by 1: there is no physical counter at present, 2: there is no physical card at present, 3: there is no deposit and loan business at present, and 4: there is no corporate business at present. It may be involved later.
Question 7: How does Alipay transfer money? From 20 16 12 1, bank counters (individual customers only) and non-counter channels except ATM will provide customers with three transfer methods: real-time arrival, ordinary arrival and next-day arrival.
"Real-time arrival": after accepting the depositor's application for transfer, deduct the money and remit it immediately;
"Ordinary arrival": ordinary arrival refers to non-real-time arrival, which is delayed for 2 hours after accepting the depositor's transfer application and remitting it;
"Arrive on the next day": after accepting the depositor's application for transfer, the deduction will be delayed until the second natural day and remitted. Please note that the arrival of the next day is not 24 hours later;
The above remittance time refers to the time when the bank deducts money and initiates remittance. If it is an inter-bank transaction, the arrival time also depends on the inter-bank clearing system of the People's Bank of China and the posting time of the receiving bank.
When the bank handles this transaction, if the relevant clearing system has been closed, the transaction will be deducted at the agreed time and remitted when the clearing system is in normal service.
Question 8: Is Weizhong Bank the same as WeChat Wealth Management? Belong to the same family.
The most striking financial product behind demand+is the money fund. Such a nostalgic main function vaguely reminds people of the two-year baby war. Yes, the rate of return above 5% is really eye-catching, but has this tactic been used less in the past two years? Through subsidies, the yield of the money fund exceeds Yu 'ebao, and then it claims that it is better than Yu 'ebao, but in fact, the long-term income gap of the money fund is not big. Wechat Finance failed to help China surpass Tian Hong, and Weizhong's current+will not become the second balance treasure.
The functions of regular+and equity funds are more common. These insurance wealth management and stock funds are the regular options of all wealth management apps, not to mention that compared with Alipay, which has its own lucky treasure and acquired several meters of funds, Ping An Wallet, which has the advantage of asset products, has no advantage. If we have to talk about advantages, Weizhong can be safer as a bank than P2P, and more flexible as a private bank and workers and peasants, which is also differentiated competition.
As the core function of individual page display, transfer function is even more puzzling. What are the advantages of Weizhong Bank that make it feel so good about itself and think that it can compete with Alipay and other banks in terms of user stock wealth? The advantage of Yu 'ebao's unrepeatable success lies in the deposit funds of Taobao Tmall, the world's first e-commerce. Does Weizhong Bank want to establish a financial moat for transfer with the help of WeChat first acquaintance relationship chain? Transfer is not an independent financial demand, but a wealth management and various specific scenarios that support this demand. Tencent's accumulation in the field of financial assets is far less than that of Ping An. Although WeChat won the Red Packet Campaign, it is still weaker than Alipay in various consumer payment scenarios. Relying on financial management and transfer, we can only keep the existing site small and secure, and can't trigger greater industry changes.
Weizhong Bank's current transfer can only be reversed between its own accounts, and the arrival speed is still very good, and the transfer is in seconds.
As can be seen from the interface of transfer, Weizhong Card should be a current deposit account of Weizhong Bank in the future. If it is a third-party payment, you can compare the transfer cost and speed with the bank. For example, once the maintenance of the central bank's large and small systems stops, the bank's transfer service can only be suspended, but Alipay's transfer can be used normally. If Weizhong Bank strictly abides by the bank's operating rules, it will find that neither the transfer fee nor the speed can beat the third-party payment with higher freedom.
Question 9: Weizhong Bank, what's the matter? How can I deposit and withdraw money? If it is similar to Alipay, * * * will still be used. Please analyze hello! Weizhong Bank is an Internet bank. It has no physical business outlets, and its business is handled online. To open a Weizhong bank account, you need to bind the cards of other banks that cooperate with it. As for whether to use it or not, that's your business.
Question 10: What's the difference between Ant Wealth and Weizhong Bank? Weizhong Bank and Ant have higher income. Two minutes ago, after your answer is accepted, you will get: system reward 20 (wealth value+experience value)+answer reward 20 (wealth value+experience value) within five minutes [and 12 ant, bank, Jubao Weizhong Bank or ant wealth, which is more profitable? 2 minutes ago, after your answer was accepted, you will get: system reward 20 (wealth value+experience value)+answer reward 20 (wealth value+experience value) within 05 minutes before the end of [12].