You can return it. Except for short-term bond funds and money funds, other funds generally charge a handling fee of about 2%. No matter what platform you bought the fund on, you can choose to sell it if you regret it, and the bank fund is no exception. You can operate it directly in mobile banking. However, if you buy a closed-end fund, the share has been confirmed and you can't quit during the closed period, that is, you can't sell it. Open-end funds can withdraw at any time. After buying, it can be withdrawn in time before the share is confirmed, without any loss. At present, most of the funds on the market are open-end funds, and investors can subscribe or redeem them at any time. Closed-end funds cannot be withdrawn at any time. Closed-end funds cannot be purchased or redeemed after the completion of raising, and can only be operated after the completion of a new round of opening.

1. How does the fund withdraw?

If investors want to withdraw from the funds purchased on the fund platform, they need to redeem the funds they have already held. Find the fund you hold on the relevant platform, choose the part you want to redeem and sell it. The platform for purchasing funds is very complicated, and there are many ways to invest in funds. The types of funds themselves are also different. Investors can selectively invest in various funds according to their own funds and risk tolerance. Moreover, the fees of different funds and different buying platforms are different, so investors need to choose carefully.

Second, buy a fixed investment fund

1. After choosing a fund that needs to be fixed, it will not be affected by market fluctuations. When investors choose by themselves, they will buy funds with a fixed amount and different net values within a fixed period of time, so that the cost of purchasing funds will be leveled;

2. The starting point of the fixed investment fund is usually 100-300 RMB, and the lower threshold makes it easier for investors to accept;

3. Fixed investment can be suspended or resumed at any time, and there will be no penalty interest for terminating the contract if the fixed investment is stopped, which is flexible and convenient for investors to adjust their investment strategies at any time.