Can a medical insurance card be overdrafted? First of all, we need to be clear about a concept. A medical insurance card is a debit card, and a debit card is also called a savings card. It cannot be overdrafted and supports financial management functions such as funds and stocks.

You can use the balance in your medical insurance card as much as you want. It is your own money. Overdraft is not allowed. However, please note that proportional reimbursement for large expenses such as hospitalization, surgery, and serious illness has nothing to do with the money in your card... I want to

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Can a medical insurance card be overdrafted? First of all, we need to be clear about a concept. A medical insurance card is a debit card, and a debit card is also called a savings card. It cannot be overdrafted and supports financial management functions such as funds and stocks.

You can use the balance in your medical insurance card as much as you want. It is your own money. Overdraft is not allowed. However, please note that proportional reimbursement of large expenses such as hospitalization, surgery, and serious illness has nothing to do with the money in your card. The medical insurance is responsible for the overall reimbursement.

What is borne by the fund will be naturally deducted and settled by the hospital and the medical insurance center. This is the biggest role of medical insurance.

Use of medical insurance cards: 1. Medical insurance is divided into two accounts. The personal account. The money reflected in the medical insurance card can be used to buy medicines at designated pharmacies, pay for outpatient expenses and pay for the personal out-of-pocket portion of hospitalization expenses; the overall account

, managed by the medical insurance center, and the expenses incurred by the insured that are eligible for local medical insurance reimbursement will be paid from the overall account.

2. When seeking medical treatment, present your medical insurance card to the designated hospital to prove your insured status and registration. The reimbursement part of the medical insurance will be settled by the medical insurance and the hospital. The individual does not need to pay first and then be reimbursed. At the time of checkout, the individual will pay out of pocket.

Part of it is paid by myself using the balance of my medical insurance card and cash.

3. When reimbursing for hospitalization, there is a minimum payment line (the minimum payment standard is generally 10% of the average annual salary of employees in the city in the previous year), which means that the amount above the minimum payment line needs to be paid by yourself, and the part exceeding the minimum payment line can be based on

Local medical insurance stipulates reimbursement, and the reimbursement ratio is different from place to place, and different hospitals and different projects are also different. I can’t give you the details, but it is about 80%. For details, you can go to the local labor and social security website to learn more.

Medical insurance card balance inquiry: 1. Medical insurance card balance inquiry hotline 12333.

After the call is connected, according to the prompts of the manual service, you can check the balance of your personal medical insurance card by pressing the button. 2. You can go directly to major pharmacies or medicine counters and ask the staff at the pharmacy or medicine counter for the balance of your personal medical insurance card.

3. Go to the local Social Security Bureau website to check the balance of your personal medical insurance card.