depositing public funds into private accounts violates the party discipline and state laws, and is an illegal and criminal act. If the circumstances are minor, give a warning or a serious warning.

not all misappropriation of public funds constitutes a crime. Therefore, the key to determine the boundary between the crime of misappropriating public funds and non-crime is to see whether the misappropriation of public funds belongs to the scope of the statutory crime of misappropriating public funds. Specifically, it depends on whether this behavior belongs to the following legal scope of misappropriation of public funds, and other misappropriation of public funds outside this scope should be regarded as a general illegal act of misappropriation of public funds.

in a broad sense, public funds refer to public funds, state-owned funds and specific funds, as well as non-state-owned units (financial institutions) and customers' funds. It not only has the characteristics of public property of course, but also has the characteristics of the proposed public property. Among them, the public funds are the funds owned by the public; State-owned funds refer to funds owned by the state; Specific funds and materials refer to funds and materials specially used for disaster relief, emergency rescue, flood control, special care, poverty alleviation, immigration and relief. It can be owned by the state, collective organizations of working people and social welfare organizations. The funds of non-state-owned units refer to the funds owned by non-state-owned companies, enterprises and other non-state-owned units; Customer funds refer to all funds owned by customers of financial institutions. Therefore, public funds in a broad sense include not only public funds and state-owned funds, but also specific property and non-state-owned units and customers' funds. The so-called narrow sense of public funds, specifically refers to all public funds. Including state-owned funds, funds collectively owned by the working people or special social donation funds for poverty alleviation and other public welfare undertakings. This kind of public funds only have the property characteristics of public funds.

Legal basis:

Article 48 of the Law on Commercial Banks

: No unit or individual may open an account in the name of an individual to store the unit's funds.

the "regulations on disciplinary actions of China * * * production party" stipulates that: Party and state workers or those entrusted with the management and management of state-owned property, taking advantage of their positions, embezzle, steal, defraud or illegally occupy public property by other means, and if the circumstances are minor, they will be given a warning or a serious warning. If the circumstances are serious, he shall be dismissed from his post within the party or be placed on probation; If the circumstances are serious, he shall be expelled from the party.

Measures for the Administration of Renminbi Unit Deposits

Article 8 No unit or individual may convert public funds into savings deposits in his own name.

Regulations on Savings Management

Article 3 No unit or individual may convert public funds into savings deposits in his own name. The legal interpretation of private deposit of public funds is "the act of a unit or individual converting public funds into savings deposits in his own name".

detailed rules for the implementation of the provisional regulations on cash management of the people's bank of China

article 12 prohibits the cash earned by a company from being deposited in the bank in the name of an individual.