The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate. Net subscription amount = subscription amount-subscription fee+interest subscription share from subscription date to fund establishment date.
The calculation formula of fund subscription is: subscription fee = subscription amount × subscription rate. Subscription share = (subscription amount-subscription fee) ÷ Net value of the fund unit on the application date.
The calculation formula of fund redemption is: redemption fee = redemption share × net value of fund unit on redemption day × redemption rate.
1. Using different financial management methods in investment will also lead to different investment returns. As the saying goes: "The secret of success in life lies in persistence!" For example, riding an ox and watching a bear, we didn't even understand the rules of the game at first, and the failure rate and error rate were high. When we understand the rules and master some game skills, we can quickly upgrade to a higher level.
2. Financial investment is actually playing games, but the types of entertainment are different. If you lose an ordinary game, you will lose, and it will not bring you great losses. However, if you lose money, it will keep you awake at night. Winning the same ordinary game will bring you a sense of success, and making money continuously will multiply your happiness and bring you a different feeling. In this case, it is better for investors to participate in the fixed investment of the fund, so that they can get their own share after "persistence" in the medium and long term.
3. The fund company's advice to equity funds is to hope that investors will make a fixed investment through the fund and continue to buy in three to five years, so as to obtain more stable income from the bear market to the bull market and finally obtain a stable rate of return.
4. Fixed investment means buying fixed investment products at a fixed time. Investors invest 65,438+0,000 yuan every month to make medium-and long-term investments within their capacity. This 1 1,000 yuan will not affect the normal life of investors, but the positive income growth of the fund can be realized through this money later. Why not?
Investors should first understand that venture capital products have losses and profits, and it is most important to take out the money they can afford. Don't invest all your money in venture capital, it will make you unable to persist. Riding a bull and watching a bear think that the greater the proportion of monthly fund investment in monthly income, the more worried investors are about the profit and loss of this money. If you encounter a bear market, the more you buy, the more you lose. Does it make you feel that life is so unbearable? Knowing that there are opportunities to make money in the future, most investors can't persist.
6. The money invested by the fund every month is just like "planting trees". The saplings were buried and waited for many years to grow into big trees. The charm of compound interest growth will make you feel that it is all worthwhile! Investors participate in the fund with a fixed monthly investment of 1 10,000 yuan, 1 year is 1 10,000 yuan, and 5 years is 60,000 yuan. Make an investment plan when investing, and stop making profits when the net value of the fund increases by 20% in the future, or stop making profits after reaching a higher profit standard.
7. The biggest advantage of the fund's fixed investment is that you don't have to stare at the rise and fall of the fund every day, and deduct the bank card by means of weekly fixed investment or monthly fixed investment. Investors usually work hard and do things. This 1 0,000 yuan has little impact on your life, and you can still get considerable investment income in the future. This is the long-term way for us to make financial planning, and realize the goal of early prosperity and freedom through rational distribution of funds in our hands.