1 and 20021The revenue in the first quarter increased by 5.6% year-on-year, the profit before provision increased by 4.0%, and the net profit returned to the mother increased by 6.0%. Reduce net interest margin and increase credit supply.
2. In the first quarter, the company's net interest income increased by 9.8% year-on-year, mainly due to the increase in credit supply and the realization of volume compensation. The net interest margin in the first quarter was 1.73%, down 6 basis points year-on-year. In the first quarter, credit expanded by 4.5%, and the accelerated pace of credit supply led to a substantial expansion of the company's interest-bearing assets. The company's deposits increased by 5.4% in the first quarter, achieving good growth.
3. The cooperation between commercial banks and investment banks has achieved positive results. The scale of RMB loans to public enterprises increased by 1 1.8% in the first quarter. AUM, a retail customer, has achieved good growth. At the end of the period, the company managed retail customers18.45 million, an increase of 1.6% compared with the beginning of the year, and managed retail sales of 79.92 billion yuan, an increase of 6.7%.
4. The fee income increased rapidly, while other non-interest income decreased significantly. In the first quarter, the company's non-interest income decreased by 2.2% year-on-year, of which the net fee and commission income increased by 22.2% year-on-year, mainly to accelerate the expansion of intermediary businesses such as agency funds, wealth management on behalf of customers and investment banking. Other non-interest income decreased by 65,438+05.5%, mainly due to the pressure of transactional financial assets such as interbank wealth management and the impact of market interest rate fluctuations.
5. The quality of assets has improved steadily. At the end of the first quarter, the company's non-performing rate was 65,438+0.265,438+0%, down 65,438+0bp from the beginning of the year, and the attention rate was 65,438+0.92%, up 65,438+0bp from the beginning of the year. Among them, the NPL ratio of RMB loans of the company was 1. 19%, down 5 basis points from the beginning of the year, the NPL ratio of RMB retail loans was 1. 18%, and the NPL ratio of credit cards was 1.73% 48, down from the beginning of the year/kloc- The company's provision coverage ratio at the end of the period was 323%, which was 1.9 percentage points higher than that at the beginning of the year.
1, Bank of Shanghai was established in 1995 and headquartered in Shanghai. It is a listed company on the main board of Shanghai Stock Exchange. At present, more than 330 branches have been established in Shanghai, Beijing, Shenzhen, Tianjin, Chengdu, Ningbo, Nanjing, Hangzhou, Suzhou and other cities, forming the layout framework of key cities in the Yangtze River Delta, Beijing-Tianjin-Hebei, Guangdong-Hong Kong-Macao Greater Bay Area and the central and western regions. Established Shanghai Bank Fund, Shanghai Bank Hong Kong, Shanghai Bank International, Shangcheng Consumer Finance, Village Bank and many other subsidiaries. , and built a coordinated and perfect group management layout.
2. Shanghai Bank adheres to the strategic vision of "boutique bank", grasps the trend of financial technology and actively explores financial innovation. While providing customers with smarter and more professional financial services, their comprehensive strength, financial performance and influence have been significantly improved. By the end of September, the assets of 202 1 exceeded 2.6 trillion yuan, an increase of 7.7% over the end of last year; The net profit of returning to the mother exceeded 65.438+0.664 billion yuan, a year-on-year increase of 654.38+00.58%. In the top 202 1 global banks 1000 published by Banker magazine, it ranks 67th in the global banking industry according to tier-one capital. With the rapid growth of business and the continuous development of institutions, the demand for talents in Shanghai Bank is increasing. From 20 19 to 202 1, Shanghai Bank has put more than 500 jobs in campus recruitment and social recruitment, providing a large number of employment opportunities for fresh graduates and outstanding social talents.