Balanced investors are one of the largest groups among public investors. They have some understanding of the investment market, are cautious, and are averse to high risks, but are willing to try within an affordable range.

The investment purpose of balanced investors is mainly to protect existing capital and at the same time hope to obtain stable appreciation.

Therefore, the bond market, which has lower risks and lower returns, can be a focus.

At the same time, investors with limited assets are looking forward to improving the utilization efficiency of cash assets, so they attach great importance to money market funds.

From the perspective of balanced investors, the risk is relatively high and they will be interested in some stocks that look good. The risk limit for stock investment is often less than the overall risk of the market.

When the stock's floating losses exceed the tolerance level, it is likely that you will choose to endure the pain and cut off the stock, and it may take a long time before entering the market again.

For balanced investors, the fund investment recommendations are bond funds and hybrid funds.