No, the fund income is generated by the increase in the net value of the fund, not by dividends. Fund dividend refers to the distribution of a part of the fund's net value to investors, and dividend will not bring actual benefits to investors.

The net value of the fund is determined by the investment target. When the investment target rises, the net value of the fund will rise, and investors will have income. The investment target fell, the fund net value fell, and investors lost money.