If you buy a fund of 80,000 yuan and lose more than 40,000 yuan, users should analyze whether the fund will continue to fall in the future. If it continues to fall, you can choose to sell it at this time to avoid more losses. If the fund will not continue to fall, then you can buy more at the low point, then you can reduce the holding cost, and the subsequent fund rebound will bring good returns to investors.

In order to avoid a big decline after purchasing the fund, users should choose to intervene in the position where the net value of the fund is low when investing in the fund, and then sell it for profit after the net value of the subsequent fund rises. Usually, when buying a fund, we must conduct a comprehensive analysis of the fund, such as the fund type, the recent trend of the fund net value, the fund scale, and the time of fund establishment.

The common types of funds are money funds, bond funds, mixed funds and stock funds, and the risks of these funds increase in turn. However, the higher the risk, the higher the income.

A fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

According to different standards, securities investment funds can be divided into different types:

First, according to whether fund units can be increased or redeemed, they are divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

Two, according to the different organizational forms, can be divided into enterprise funds and contract funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

Three, according to the different investment risks and benefits, can be divided into growth, income and balanced funds.

Four, according to the different investment objects, it can be divided into four categories: bond funds, stock funds, money funds and hybrid funds.