One-year closed-end funds cannot predict how much the market will change in the future, but for investors, their investment sentiment is less affected by market fluctuations, and they also avoid short-term trading and blind chasing up and down. Investors don't have to stare at the net value of the fund every day. When they make some money, they are eager to sell, and they often redeem it at a low point. For high-risk fund varieties, the short-term fluctuation of high-risk fund varieties is relatively large, and the possibility of loss is relatively large. However, if you hold the fund for a long time for one year, the risk will be relatively average and relatively safe, but the premise is that you need to choose a good fund. For low-risk fund varieties, fund fluctuations are relatively small, and the possibility of losses is relatively small. It is also good to hold funds for a long time, and you can slowly accumulate income. One-year closed-end funds are not risky. First of all, it depends on the type of fund. If it belongs to hybrid fund, index fund and stock fund, the risk of the fund itself is great, followed by the risk of the future market. Because the closure period is one year, it cannot be taken out without expiration.

1. During this period, the fund management company sold funds to investors through the company's direct selling agencies or banks and other consignment agencies to raise funds. At this stage, investors can only buy fund shares and cannot sell them. The subscription price is the net value of shares (1 yuan), and the cost of purchasing fund shares is called subscription fee. Due to the continuous popularity of open-end fund sales, in order to avoid the inconvenience caused by the excessive amount of funds raised, funds generally set a certain share limit (such as 65.438+000 billion), and the excess will not be confirmed. Due to the recent boom in fund sales, the regulatory authorities recently issued a notice requesting that the new fund subscription application exceed the established limit and be placed in proportion.

2. The closed period of the so-called open-end fund refers to a period of time when investors do not accept the application for fund share redemption after the fund successfully raises enough funds to declare the fund contract effective. On the one hand, the closure period is set to facilitate the fund backstage (registration center) to make the best preparation for future subscription and redemption; On the other hand, the fund manager can complete the preliminary investment arrangement according to the situation of the securities market. According to the Measures for the Administration of the Operation of Securities Investment Funds, the closed period of the funds shall not exceed 3 months.