The advantage of the fixed investment of the fund is that you don't have to pay attention to the trend of the fund all the time, you can buy it automatically at the set time, saving time and effort, and you can also concentrate your idle funds. Through long-term investment, we can "gather sand into mountains", so that we can accumulate a lot of wealth and sell it when necessary.
Usually, when making a fixed investment, we should choose some funds with great growth potential in the future. The net value of such funds will generally rise steadily, and users with short-term fluctuations can ignore it. Because the fixed investment of the fund is an investment skill to obtain stable income through long-term holding, it needs to be held patiently after buying.
Disadvantages of the fund's fixed investment: although it knows when to buy, investors can't effectively judge the exact time when to sell; The dilution effect of cost in the later period of fixed investment is getting smaller and smaller; In the unilateral rising market, the cost of fixed investment will be higher and higher; Inefficient use of funds, etc.
It is best to decide the fixed investment of the fund according to your own income, and don't invest too little or too much every month and week. If you invest too much, it may affect your normal life. It is better to invest 5% of general personal income. However, with the increase of personal income, the monthly fixed investment amount of users can increase steadily.
When investing in a fund, if users can accurately judge that the net value of the fund is low, they can buy the fund at one time and hold it, so that they can wait for the net value of the fund to rise before selling it. When investing in funds in general, we should pay attention to the changes in the stock market. When the stock market shows an upward trend, users can invest in funds and the probability of making money will increase.