Fund profit and loss = total share * fund net value+(cash dividend)-total principal

These include:

1. The total share can be found out. The share of each fund subscription may be different, but the total share is cumulative.

2. The net value of the fund unit is the latest net value. Please note the net value together with the net value date:

3. The total principal can also be found out through the transaction records, that is, the amount of funds purchased by oneself.

4. There are two ways for fund dividends. Generally, the default method is cash dividend (money funds and wealth management funds default to dividend reinvestment). Cash dividends refer to direct remittance of dividends to bank card accounts. If the fund you bought hasn't modified the dividend method, you should check the dividend record and add this part when calculating the total profit and loss. If it is reinvested as a dividend after modification, the bracket part is unnecessary. Because dividend reinvestment is to convert dividends into shares, which leads to the increase of shares, and the increase of shares is reflected in the inquiry of total shares. The same is true for fund splitting, where the share will increase and the net value will decrease.

2. In addition, there is a simple way to find the fund company where you buy the fund, register and log in, and you can see the accurate information of the fund you hold. Such as floating profit and loss. A positive floating profit and loss means a gain, and a negative floating profit and loss means a loss.

Third, you can also directly look at the net value of the fund:

1. Net fund value refers to the net asset value of each fund.

2. The formula is: net fund unit value = (total assets-total liabilities)/total fund shares.

3. The subscription and redemption of open-end funds shall be implemented at this price, calculated after the market closes every day and announced the next day.

4. The transaction price of closed-end funds is the market price determined at the time of transaction. Simply put, when the fund is issued, there is a total share, and the net value is how much a fund has sold at present.

To put it simply, there is a total share when the fund is issued, and the net value is how much a fund has sold at present. For example, if you buy 1 0,000 funds with a net value of 1.2 yuan, then the price you buy is 1, 200 yuan, the net value at the time of selling is 1, 300 yuan, and the net profit at the time of selling is 1 0,000 yuan (actually, the transaction cost should be deducted).