The word investment and financial management is not a new term, which can be traced back to the Spring and Autumn Period and the Warring States Period, and gradually improved in the Western Han Dynasty.

Modern investment and financial management is generally believed to have originated from the insurance industry in the United States in the 20th century. 65438-0969 In a hotel in Chicago, USA, a small group of investment and financial professionals from various financial industries were discussing one of their shortcomings: each professional field has its own investment and financial advisor, but there is a lack of an investment and financial advisor who is fully familiar with various financial fields to serve customers, so investment and financial services came into being.

Extended data

Investment and financial management can be said to have gone beyond the scope of investment and insurance. According to the life cycle theory, according to the financial and non-financial situation of individuals and families, scientific methods and procedures are used to formulate feasible and operable investment and financial planning, and finally realize the financial security and financial freedom of individuals and families.

Generally speaking, investment and financial management is the rational use of investment and financial management tools and knowledge, different investment and financial planning, the completion of established investment and financial management goals, and the ultimate happiness of life.

The tools for investment and financial management mainly include savings, insurance, stocks, funds, foreign exchange, gold, collectibles and investment trusts. The knowledge of investment and financial management mainly involves finance, accounting, economy, investment, finance, taxation, law and so on.

Investment and financial management have two main goals, one is financial security, the other is financial freedom, financial security is the foundation, and financial freedom is the end point. On the other hand, investment and financial management have two directions, one is attack and the other is defense.